Indiana security deposit law
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This is the one that matters. Your clock starts the day you handed back the keys — not the day your landlord replies.
Statute-verified in 50 U.S. jurisdictions and counting — everywhere else, a specialist prepares your case by hand until verification clears.
Deadline to return
45 days
Statute
Ind. Code § 32-31-3-12 (return, deadline, written-address precondition); § 32-31-3-14 to -16 (damage list, forfeiture, remedy)
The landlord must return the deposit minus lawful deductions, itemized with the amount due in a written notice delivered not more than 45 days after termination of the rental agreement and delivery of possession (§ 32-31-3-12(a)); a parallel 45-day duty requires mailing an itemized damage list (with estimated repair cost per item) plus a check for the balance (§ 32-31-3-14). CRITICAL CONDITION: the landlord has NO liability under the chapter until the tenant supplies a WRITTEN mailing address for delivery of the notice and refund — a demand letter should supply that address explicitly. Failure to give the § 14 damage notice within 45 days is deemed agreement that no damages are due and requires immediate remittance of the FULL deposit (§ 32-31-3-15). Waivers of the chapter are void. No statutory cap on deposit amount.
Allowed
Not allowed
NO damages multiplier exists — anyone asserting a 2x or 3x figure for Indiana is wrong. The remedy is recovery of all of the deposit due plus reasonable attorney's fees (§ 32-31-3-12(b)); for §§ 14–15 violations, the amount withheld plus reasonable attorney's fees and court costs (§ 32-31-3-16).
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Every fact on this page is verified against Indiana's official statutory text as of 2026-09-07. TenantNex is not a law firm and this is not legal advice. For complex disputes, consult a licensed attorney in Indiana.
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45 days
Indiana law sets this deadline — your landlord must return your deposit or itemize deductions by then.
If they wrongfully withhold
up to 3× your deposit
Add your deposit amount above for the exact figure.
Ind. Code § 32-31-3-12 (return, deadline, written-address precondition); § 32-31-3-14 to -16 (damage list, forfeiture, remedy) — verified against the official statute 2026-09-07
Your 45 days started the day you moved out — that clock is running right now whether or not your landlord acts, and the 3× penalty only exists if you demanded it in writing before it closed.
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Used by renters in 5 states — 22 people in the past two weeks found out exactly what they're owed this way.
We don't stop at mailing it. If your landlord doesn't respond, we follow up at day 7 and day 14 — and help you build the evidence and paperwork for small claims if it comes to that. Real result: we helped Kathleen A. (Ohio) recover her full $3,000 deposit this way.
One case, one price — the letter, the certified mailing, the tracking, and the follow-up. No subscription, no recurring anything.
| Option | Price | Effort | Follow-up |
|---|---|---|---|
| Do it yourself | — | All of it | You chase |
| TenantNex | $39 | Done for you | We chase |
| Small-claims services | $149–448 | — | — |
| Hire an attorney | $300–2,000+ | — | — |
An attorney starts at $300. Filing services charge $149 for the letter alone. We prepare the whole claim for $39.
We run your claim until you are paid — or you are ready to file.
TenantNex is not a law firm. We prepare and send correspondence using publicly available state statutes. We do not provide legal advice, legal representation, or guarantee any outcome. For complex legal matters, consult a licensed attorney in your state.